The cost of car insurance depends on your age, location, mileage, type of car you drive and even the job you do. You can choose from three types of cover, depending on your budget. The choices are - Third Party Only, Third Party Fire and Theft, Comprehensive. Tips to getting cheaper rates are to avoid insuring other 'named drivers', have a claim-free insurance record for a year or more, or accept a high excess.
Get more than one quote if possible! Prices do vary, so shop around.
Ask your friends! Find out who they recommend and who they don't!
Compare quotes with your current policy - make sure you're getting a better deal.
Use the same insurer - you may get discounts if you already have a policy with them.
Increase your excess. A higher excess will mean lower premiums.
Pay for the cover that you need.
